Redeemed Mental Health

Mental Health Resources for Californians Without Insurance

You Deserve Support — Even If You Don’t Have Coverage

If you’re struggling with stress, anxiety, depression, or another mental illness, and you don’t have insurance, it can feel like there’s nowhere to turn. But the truth is, you’re not alone — and help is out there.

At Redeemed Mental Health, based in Newport Beach, California, we believe that everyone deserves access to high-quality mental health services, whether they’re insured or not. Led by psychologist Dr. Andrea Wagner, we provide care with dignity, compassion, and respect — not judgment. This blog is here to point you toward mental health resources available to Californians without insurance, along with some tips for finding affordable help, including options at our clinic.

Low-Cost Mental Health Resources

What If I Need Therapy Without Insurance?

Therapy without insurance is possible — but it may take a little extra legwork. Many mental health providers, including Redeemed Mental Health, offer flexible payment options, sliding-scale fees, or cash-pay rates. We encourage anyone who’s uninsured to call or text our team to discuss treatment options and costs transparently. No pressure, just honest answers.

We treat a wide range of mental disorders, including bipolar disorder, obsessive compulsive disorder, anxiety, depression, trauma, and substance abuse — and we’ll work with you to find a plan that fits your needs and budget.

Free and Low-Cost Mental Health Resources in California

Here are some key organizations and local resources where you can find help even if you don’t have health insurance:

1. 988 Suicide & Crisis Lifeline

If you’re in immediate danger or experiencing emotional distress, you can call or text 988 to reach the 988 suicide crisis lifeline. It’s free, confidential, and available 24/7 — including support for those dealing with suicidal thoughts, bipolar disorder, or overwhelming emotions.

If you’re deaf or hard of hearing, dial 711 and then 988 to connect using your preferred relay service.

2. Mental Health America (MHA)

Mental Health America is a national advocacy organization that offers free screenings, educational tools, and referrals to local providers who may offer reduced-cost care. Their website includes resources specifically for Californians.

3. National Alliance on Mental Illness (NAMI)

The National Alliance is another trusted nonprofit offering support groups, online groups, and information for people living with mental illness and their family members. Many NAMI affiliates run free peer-led programs across California.

4. County Government Programs

Each county government in California is required to provide some form of publicly funded mental health services. These can often include access to therapists, psychiatrists, crisis stabilization units, or caseworkers. Start by visiting your county’s health department website or call or text 211 to be connected to nearby programs.

5. Substance Abuse and Mental Health Services Administration (SAMHSA)

The SAMHSA site offers a locator for sliding-scale or free mental health providers who serve low-income or uninsured clients. Their database includes treatment centers for bipolar disorder, trauma, substance abuse, and more.

6. Veterans Affairs (VA)

If you’re a veteran, you may qualify for free mental health care through the Veterans Affairs system — including therapy, medication, and housing support. You can call or text your local VA clinic or use their website to apply for services.

Get Your Questions Answered Now

What Redeemed Mental Health Can Offer

At Redeemed Mental Health, we treat a wide range of mental health conditions — from anxiety and trauma to bipolar disorder and more — and we work with both insured and uninsured clients. Led by Dr. Andrea Wagner, our team provides personalized, evidence-based care, including:

Even if we’re not the right fit financially, we’ll still help you find the care you need. Our mission is simple: get you feeling better and moving forward.

Redeemed Mental Health

Don’t Let Insurance Stop You From Getting Help

If you’re living without coverage, it’s easy to feel stuck. But support exists — and at Redeemed Mental Health, we’re here to help guide you toward it. Whether it’s therapy without insurance, referrals to local resources, or a customized treatment plan, we’ll work with you to find a solution.

Call or text us at (888) 276-4435 to learn more about our services or ask for help finding care that fits your life and budget. You’re not alone, and you don’t have to do this alone.

FAQs About Mental Health Resources for Californians

If you or someone you know is in crisis, the 988 suicide crisis lifeline offers free and confidential suicide prevention support 24/7. You can call or text 988 to connect with trained counselors who provide immediate help, even if you don’t have insurance.

Finding treatment without insurance can feel overwhelming, but there are options. You can call us at Redeemed Mental Health to ask about self-pay plans, or check with your local county mental health department, which often offers publicly funded care.

There are many additional resources available across California, including Mental Health America, NAMI, SAMHSA, and local nonprofit organizations. These groups offer support groups, education, and referrals for affordable care.

Yes, women experience certain mental health issues differently, often facing higher rates of depression, anxiety, and trauma-related disorders. Redeemed Mental Health offers compassionate, gender-informed care that considers the unique challenges women may face.

Yes. If you’re struggling with substance use, there are community-based programs and treatment centers that offer sliding-scale fees or publicly funded options. Redeemed Mental Health also treats co-occurring conditions like addiction and mental illness, and we can help you explore your options for care.